Personal finance goals look a little different when you’re in your 20s and 30s. While your parents are focused on managing retirement, you might be navigating the challenges of paying of a student-loan debt, establishing yourself in a new career, buying a home, and having a family.

You may think that you have all the time in the world to set up a financial strategy, but time goes by more quickly than you expect. Working with a financial professional may help get you out of debt faster, save for important goals, and give you a head start on retirement.

So where do you begin? Here are six moves to consider to jump-start your financial future.